Privacy Policy
1. DEFINITIONS
- “We”, “Our”, and “Us” shall mean and refer to the creators of this privacy policy.
- “You”, “Your”, “Yourself” and “User” shall mean and refer to natural and legal individuals who use the Website.
- “Personal Information” shall mean and refer to any personally identifiable information that We may collect from You. For removal of any doubts, please refer to Clause 2.
- “Third Parties” refer to any website, company or individual apart from the User and the creator of this Website.
2. INFORMATION COLLECTED
- Personal Details – Contact Info, Name, Gender, Marital Status, Education Qualification, Dependents, Current Residence Address, DOB, Email ID,Mobile Number, Alternate Mobile Number, Living in current city since, Residence Type, Pan Card Number
- Employment Details – Employment Type (Salaried/Self-Employed), Net Salary, Business Start Date, Annual Turnover, Office Address, Office Phone Number, Work Email Id. Salaried Bank, Company Name, Joining Date, Total Experience, Employment nature
- Product Specific Details – Loan Amount needed, Intended Loan Tenure, Purpose of Loan
- Tracking Information such as, but not limited to the IP address of Your device and Device
ID when connected to the Internet.
3. EXTERNAL LINKS ON THE WEBSITE
We allow third parties/individuals to display advertisements when you use the Website.
4. OUR USE OF YOUR INFORMATION
5. COOKIES
- We use data collection devices such as “cookies” on certain pages of our Websites. “Cookies” are small files sited on your hard drive that assist us in providing customized services. We also offer certain features that are only available through the use of a “cookie”. Cookies can also help us provide information, which is targeted to your interests. Cookies may be used to identify logged in or registered users.
- Third party vendors including www.google.com (“Google”) may use cookies to serve ads based on your visits to this Website. You may visit the website of the third party and choose to opt out of the use of cookies for interest-based advertising, if the third party offers such an option. You may choose to opt-out of the DoubleClick cookie that Google and its partners use for interest-based advertising by visiting Ads Settings. (Alternatively, you can direct users to opt out of a third-party vendor’s use of cookies for interest based advertising by visiting aboutads.info.)
- The website also has enabled the Google Analytics Advertising, which allows Google to collect data about users on our website, in addition to Google advertising cookies and anonymous identifiers. You may choose to opt out of this by downloading and installing the Google Analytics opt-out add-on here https://tools.google.com/dlpage/gaoptout/.
6. CONFIDENTIALITY
7. DISCLOSURE OF YOUR INFORMATION TO THIRD PARTIES
- External Service Providers: There may be a number of services offered by external service providers that help You use our Website. If You choose to use these optional services, and in the course of doing so, disclose information to the external service providers, and/ or grant them permission to collect information about You, then their use of your information is governed by their privacy policy.
- Other Corporate Entities: We share much of our data, including your Personal Information, with Our parent and/ or subsidiaries that are committed to serving Your needs through use of Our Website and related services, throughout the world. Such data shall be shared for the sole purpose of enhancing Your experience of using the Website. To the extent that these entities have access to your information, they shall treat it at least as protectively as they treat information they obtain from their other members. It is possible that We and/or its subsidiaries, or any combination of such, could merge with or be acquired by another business entity. Should such a combination occur, you should expect that we would share some or all of your information in order to continue to provide the service. You shall receive notice of such event (to the extent it occurs).
- Law and Order: We cooperate with law enforcement inquiries, as well as other third parties to enforce laws, such as: intellectual property rights, fraud and other rights. We can, and You so authorise Us, disclose Your Personal Information to law enforcement and other government officials as We, in Our sole discretion, believe necessary or appropriate, in connection with an investigation of fraud, intellectual property infringements, or other activity that is illegal or may expose Us/ Us or You to any legal liability.